⚡ Lifetime Free & High Reward Directory

Find the Best Credit Cards in India

Compare rewards, lounge access, and exclusive LTF offers across top Indian banks.

Browse by Category

Top Lifetime Free Picks

₹0 Joining & Annual Fee
LTF PICK
Kiwi Klick Credit Card
Yes Bank

Kiwi Klick Credit Card

RuPay
Joining FeeFREE
Annual FeeFREE

Top Perk: Flat ₹250 Cashback (1000 Kiwis)

LTF PICK
IDFC FIRST Millennia Credit Card
IDFC FIRST Bank

IDFC FIRST Millennia Credit Card

VISA
Joining FeeFREE
Annual FeeFREE

Top Perk: Get A ₹500 Voucher from partner brands like Amazon, BigBasket,

LTF PICK
IDFC FIRST Wealth Credit Card
IDFC FIRST Bank

IDFC FIRST Wealth Credit Card

VISA
Joining FeeFREE
Annual FeeFREE

Top Perk: 20% Off on Dining

LTF PICK
Scapia Credit Card
Federal Bank / Partner

Scapia Credit Card

VISA
Joining FeeFREE
Annual FeeFREE

Top Perk: Get Zero Forex Markup

LTF PICK
IDFC FIRST Select Credit Card
IDFC FIRST Bank

IDFC FIRST Select Credit Card

RuPay
Joining FeeFREE
Annual FeeFREE

Top Perk: Earn 13% Bonus Reward Points on Flight Bookings

LTF PICK
AU Bank LIT Credit Card
AU Small Finance Bank

AU Bank LIT Credit Card

VISA
Joining FeeFREE
Annual FeeFREE

Top Perk: Up to 10X Reward Points + 5% Cashback

Top Premium & Paid Picks

Higher Rewards & Lounge Benefits
SBI Cashback Credit Card
SBI Card

SBI Cashback Credit Card

VISA
Joining Fee₹999
Annual Fee₹999

Key Perk: Get 5% Cashback on Dining

Axis Flipkart Credit Card
Axis Bank

Axis Flipkart Credit Card

VISA
Joining Fee₹0
Annual Fee₹500

Key Perk: Shopping Get 7.5% Cashback on Myntra

SBI Simply Click Credit Card
SBI Card

SBI Simply Click Credit Card

Mastercard
Joining Fee₹499
Annual Fee₹499

Key Perk: Get 10X Reward Points at Cleartrip & Yatra

HDFC Regalia Gold Credit Card
HDFC Bank

HDFC Regalia Gold Credit Card

VISA,Mastercard
Joining Fee₹2500
Annual Fee₹2500

Key Perk: Earn 10X SmartBuy Points on IGP.com, Jockey and Pharmeasy

Flipkart SBI Credit Card
SBI Card

Flipkart SBI Credit Card

VISA,Mastercard
Joining Fee₹500
Annual Fee₹500

Key Perk: Earn 7.5% on Myntra and 5% on Flipkart & Cleartrip

Swiggy BLCK HDFC Credit Card
HDFC Bank

Swiggy BLCK HDFC Credit Card

Mastercard
Joining Fee₹1000
Annual Fee₹1000

Key Perk: 10% Cashback on Swiggy Instamart