IDFC FIRST Millennia Credit Card
LIFETIME FREE VISA

IDFC FIRST Millennia Credit Card

Joining FeeFREE
Annual FeeFREE

📋 Eligibility Criteria

Age Limit21 - 65 Years
Min. Monthly Income₹25000
Min. Credit Score750 CRIF
Employment TypeSalaried / Self-Employed

🎁 Key Benefits & Perks

Get A ₹500 Voucher from partner brands like Amazon, BigBasket,

Uber, and Lifestyle on spending ₹5,000 or more within 30 days of card generation, capped at one voucher worth ₹500 for the primary card only

Get 5% Cashback on Converting Eligible

credit card transactions to EMI, capped at ₹1,000 on the first EMI conversion done within 30 days of card generation for customers who have never converted a transaction to EMI before

25% Off on Movie Tickets via District App

once every month, capped at ₹100 per transaction

4 Complimentary Railway Lounge

Visits per Quarter on spending at least ₹20,000 in the previous month to unlock free visits in the current month

Zero Annual & Renewal Fees

making the card lifetime free with no renewal charge

Complimentary 24×7 Roadside Assistance

up to 4 times a year, worth ₹1,399, provided through Global Assure