VISA,Mastercard
HDFC Regalia Gold Credit Card
Joining Fee₹2500
Annual Fee₹2500
📋 Eligibility Criteria
Age Limit21 - 60 Years
Min. Monthly Income₹150000
Min. Credit Score750 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
Earn 10X SmartBuy Points on IGP.com, Jockey and Pharmeasy
transactions through SmartBuy, within the Regalia SmartBuy cap of 4,000 reward points per month and 2,000 per day
Earn SmartBuy Travel Rewards on Flights, Hotels, RedBus
instant vouchers, Apple Imagine, Zoomcar and MMT Holiday Packages with 5X or 10X reward points through SmartBuy for Regalia cards, redeemable at 1 Reward Point = Rs. 0.50 for up to 70% of flight and hotel booking value
Enjoy 3 Domestic Lounge Visits per Calendar Quarter
on ₹60,000 previous-quarter spends plus 6 international lounge visits a year via Priority Pass, along with a MakeMyTrip BLACK Gold membership
Earn 5X Rewards on Myntra, Nykaa, Reliance Digital
spends above ₹150 with 5,000 bonus points capped per month, plus Nykaa and Myntra SmartBuy spends within 4,000 points per month and 2,000 per day