ZERO FEE
Yes Bank
Kiwi Klick Credit Card
RuPayJoining FeeFREE
Annual FeeFREE
Top Perk: Flat ₹250 Cashback (1000 Kiwis)
📱
Category Overview
Best UPI Credit Cards
Showing 21 total cards — 7 Lifetime Free & 14 Paid options.
PRIORITY PICK
Lifetime Free UPI Cards
ZERO FEE
HDFC Bank
HDFC PIXEL Play Credit Card
VISA,RuPayJoining FeeFREE
Annual FeeFREE
Top Perk: Earn 1% Cashback
ZERO FEE
IDFC FIRST Bank
IDFC FIRST Classic Credit Card
VISA,RuPayJoining FeeFREE
Annual FeeFREE
Top Perk: Earn 10X Reward Points per ₹200 on eligible
ZERO FEE
Bank of Baroda
BOB Uni GoldX Credit Card
VISA,RuPayJoining FeeFREE
Annual FeeFREE
Top Perk: Earn up to 5% Value Back as Uni Coins on Every Eligible Online
ZERO FEE
Yes Bank
Google Pay Flex Credit Card
RuPayJoining FeeFREE
Annual FeeFREE
Top Perk: Earn up to 8X Stars on Every UPI Spend via Google Pay
ZERO FEE
AU Small Finance Bank
AU InstaPay Rupay Credit Card
RuPayJoining FeeFREE
Annual FeeFREE
Top Perk: Earn 1% Cashback on UPI Spends at Departmental Stores
ZERO FEE
Axis Bank
Axis Supermoney Rupay Card
RuPayJoining FeeFREE
Annual FeeFREE
Top Perk: Earn 3% Cashback
Paid & Premium UPI Cards
Higher Rewards & Subscriptions
HDFC Bank
Tata Neu Infinity HDFC Bank Credit Card
VISA,RuPayJoining Fee₹1499
Annual Fee₹1499
Key Perk: Get 5% NeuCoins at partner Tata brands Like Croma, Tata Cliq
IDFC FIRST Bank
IDFC FIRST HELLO Cashback Credit Card
RuPayJoining Fee₹0
Annual Fee₹1000
Key Perk: Get Up To 5% Cashback on Online Spends
IndusInd Bank
CRED IndusInd Bank Credit Card
RuPayJoining Fee₹0
Annual Fee₹499
Key Perk: Earn 5% back as CRED Points on all E-commerce Transactions
SalarySe / Bank
SalarySe Level UP Credit Card
RuPayJoining Fee₹500
Annual Fee₹500
Key Perk: Earn 37.5 SCoins per ₹100 spent via SalarySe UPI
HDFC Bank
HDFC Pixel Go Credit Card
VISA,RuPayJoining Fee₹250
Annual Fee₹250
Key Perk: Get 5% Cashback on Shopping, Vouchers
SBM Bank
SBM Kredit.Pe Credit Card
RuPayJoining Fee₹0
Annual Fee₹199
Key Perk: Get 3% Cashback
SBI Card
Tata Neu Infinity SBI Card
RuPayJoining Fee₹1499
Annual Fee₹1499
Key Perk: Get 1,499 NeuCoins As Welcome Benefit
IDFC FIRST Bank
IDFC FIRST WOW! Black Credit Card
MastercardJoining Fee₹750
Annual Fee₹750
Key Perk: 0% Forex Markup + 1 Complimentary Airport Lounge Access
IDFC FIRST Bank
IDFC FIRST EA₹N Credit Card
RuPayJoining Fee₹0
Annual Fee₹499
Key Perk: FD-Backed Credit Card with Instant Limit up to 100% of Your Fixed Deposit
HDFC Bank
HDFC Biz First Credit Card
RuPayJoining Fee₹500
Annual Fee₹500
Key Perk: Get 2000 CashPoints
ICICI Bank
ICICI MakeMyTrip Credit Card
RuPay,MastercardJoining Fee₹999
Annual Fee₹999
Key Perk: Earn 6% myCash on MakeMyTrip Hotel Bookings
HDFC Bank
HDFC RuPay Credit Card
RuPayJoining Fee₹99
Annual Fee₹99
Key Perk: 3% Cashpoints on Dining
IDFC FIRST Bank
IDFC FIRST Dual Indigo Credit Card
Mastercard,RuPayJoining Fee₹4999
Annual Fee₹4999
Key Perk: Earn Up To 22 IndiGo BluChips Per ₹100
Axis Bank
Axis ACE Credit Card
VISAJoining Fee₹499
Annual Fee₹499
Key Perk: 4% cashback on Swiggy, Zomato & Ola
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