RuPay
HDFC RuPay Credit Card
Joining Fee₹99
Annual Fee₹99
📋 Eligibility Criteria
Age Limit21 - 60 Years
Min. Monthly Income₹25000
Min. Credit Score700 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
3% Cashpoints on Dining
Capped at 500 CashPoints per calendar month minimum transaction of ₹100 required 1 CashPoint = ₹0.25
3% Cashpoints on Grocery
Capped at 500 CashPoints per calendar month Minimum transaction of ₹100 required 1 CashPoint = ₹0.25
Earn 3% CashPoints on Groceries, Supermarket, Dining
& PayZapp Capped at 500 CashPoints per calendar month. Minimum transaction of ₹100 required 1 CashPoint = ₹0.25
Earn 2% CashPoints on Utility Bill
payment, Capped at 500 CashPoints per calendar month Minimum transaction of ₹100 required
Enjoy UPI-linked Credit on India's Largest
Payment network by linking the virtual credit card to any UPI app and earn CashPoints on every eligible UPI spend
🔍 Related Credit Card Collections
All HDFC Bank Credit Cards Best Utility Bills Credit Cards Utility Bills Cards from HDFC Bank Best Grocery Shopping Credit Cards Grocery Shopping Cards from HDFC Bank Best Dining Credit Cards Dining Cards from HDFC Bank Best UPI Credit Cards UPI Cards from HDFC Bank Cards for Salary Under ₹25,000 Cards for Salary Under ₹35,000 Cards for Salary Under ₹50,000 Cards for Salary Under ₹75,000 Cards for Salary Under ₹100,000 Cards for 700+ CIBIL Score Cards for 720+ CIBIL Score Cards for 735+ CIBIL Score Cards for 750+ CIBIL Score Cards for 760+ CIBIL Score
Frequently Asked Questions
The joining fee for HDFC RuPay Credit Card is ₹99.