Mastercard
IDFC FIRST WOW! Black Credit Card
Joining Fee₹750
Annual Fee₹750
📋 Eligibility Criteria
Age Limit18 - 80 Years
Min. Monthly Income₹25000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
0% Forex Markup + 1 Complimentary Airport Lounge Access
per quarter activated by spending ₹20,000 in the previous calendar month
Earn up to 3 Reward Points per ₹150 on UPI Spends
with UPI, offline and online payments all covered
Complimentary 3-month EazyDiner Prime membership (worth ₹1,095)
plus exclusive offers, priority reservations and curated dining experiences at top restaurants
Earn 16.7% Bonus Reward Points 8% Value Back
on hotel bookings and 10% bonus reward points (5% value back) on flight bookings done via the 'FIRST Rewards Gallery' on the IDFC FIRST Bank Mobile App
🔍 Related Credit Card Collections
All IDFC FIRST Bank Credit Cards Best UPI Credit Cards UPI Cards from IDFC FIRST Bank Best Dining Credit Cards Dining Cards from IDFC FIRST Bank Best Travel Credit Cards Travel Cards from IDFC FIRST Bank Cards for Salary Under ₹25,000 Cards for Salary Under ₹35,000 Cards for Salary Under ₹50,000 Cards for Salary Under ₹75,000 Cards for Salary Under ₹100,000 Cards for 720+ CIBIL Score Cards for 735+ CIBIL Score Cards for 750+ CIBIL Score Cards for 760+ CIBIL Score
Frequently Asked Questions
The joining fee for IDFC FIRST WOW! Black Credit Card is ₹750.