VISA,Mastercard,RuPay
Kotak Mojo Platinum Credit card
Joining Fee₹1000
Annual Fee₹1000
📋 Eligibility Criteria
Age Limit21 - 60 Years
Min. Monthly Income₹25000
Min. Credit Score750 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
Earn 2.5 Mojo Points
per ₹100 on online spends across categories without any cap
Earn 1 Mojo Points on
Utility Bills per ₹100 spent (capped at ₹50,000 per statement cycle).
Get Lounge Access
with 8 complimentary airport lounge visits in India every year, limited to 2 per quarter, on spending ₹75,000 or more in the previous calendar quarter
Get 2500 Bonus Points
every quarter on spending ₹75,000, valid only in the first year from card issuance
Earn 1 Mojo Point
for every ₹100 spent on offline transactions
1% Fuel Surcharge Waiver
applicable on fuel spends between ₹500 and ₹5,000 (max ₹3,500 per year)
🔍 Related Credit Card Collections
All Kotak Mahindra Bank Credit Cards Best Utility Bills Credit Cards Utility Bills Cards from Kotak Mahindra Bank Best Shopping Credit Cards Shopping Cards from Kotak Mahindra Bank Best Travel Credit Cards Travel Cards from Kotak Mahindra Bank Cards for Salary Under ₹25,000 Cards for Salary Under ₹35,000 Cards for Salary Under ₹50,000 Cards for Salary Under ₹75,000 Cards for Salary Under ₹100,000 Cards for 750+ CIBIL Score Cards for 760+ CIBIL Score
Frequently Asked Questions
The joining fee for Kotak Mojo Platinum Credit card is ₹1000.