Kotak IndianOil Credit Card
RuPay

Kotak IndianOil Credit Card

Joining Fee₹449
Annual Fee₹449

📋 Eligibility Criteria

Age Limit18 - 60 Years
Min. Monthly Income₹123456
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed

🎁 Key Benefits & Perks

Earn 2% Back as Reward Points on

dining spends at 12 Reward Points per ₹150, capped at 800 Reward Points per statement cycle with 1 Reward Point = ₹0.25

Earn 2% Back as Reward Points

on grocery spends at 12 Reward Points per ₹150, capped at 800 Reward Points per statement cycle with 1 Reward Point = ₹0.25

Earn 4% Back as Reward Points on IndianOil fuel

spends at 24 Reward Points per ₹150, capped at 1,200 Reward Points per statement cycle with 1 Reward Point = ₹0.25

Get 1,000 Reward Points Worth ₹250

on spending ₹500 within 30 days of card issuance

Earn on UPI Spends | as 0.5% Reward Points

on UPI credit card transactions 3 RP per ₹150 spent

Frequently Asked Questions

The joining fee for Kotak IndianOil Credit Card is ₹449.