RuPay
IDFC FIRST Power Plus Credit Card
Joining Fee₹499
Annual Fee₹499
📋 Eligibility Criteria
Age Limit21 - 65 Years
Min. Monthly Income₹25000
Min. Credit Score750 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
Earn 5% Rewards on HPCL Fuel
through 30X Reward Points on fuel spends at authorised HPCL fuel stations
5% rewards on FASTag recharges
when you recharge your IDFC FIRST FASTag through the IDFC FIRST Bank Mobile App or FIRST Forward App
Up to 30X Reward Points on HPCL Fuel
on spends up to ₹12,000 per statement cycle, helping you earn up to 2,400 reward points every month on fuel purchases
Earn Up to 30X Reward Points on HPCL Fuel
on spends up to ₹12,000 per statement cycle, helping you earn up to 2,400 reward points every month on fuel purchases
30X Reward Points on Groceries
when you spend on eligible grocery merchants, up to ₹2,000 per statement cycle
Extra 1.5% savings via HP Pay App
when you pay for HPCL fuel using HP Pay App through wallet upload or Pay-by-QR
Earn 30X Reward Points
on eligible electricity, water, gas, and other utility bill payments
5% EMI Cashback up to ₹1,000
on your first EMI transaction of ₹2,500 or more with a tenure of 6 months or above within 30 days of card setup
🔍 Related Credit Card Collections
All IDFC FIRST Bank Credit Cards Best Utility Bills Credit Cards Utility Bills Cards from IDFC FIRST Bank Best Fuel Credit Cards Fuel Cards from IDFC FIRST Bank Best Grocery Shopping Credit Cards Grocery Shopping Cards from IDFC FIRST Bank Cards for Salary Under ₹25,000 Cards for Salary Under ₹35,000 Cards for Salary Under ₹50,000 Cards for Salary Under ₹75,000 Cards for Salary Under ₹100,000 Cards for 750+ CIBIL Score Cards for 760+ CIBIL Score
Frequently Asked Questions
The joining fee for IDFC FIRST Power Plus Credit Card is ₹499.