IDFC FIRST POWER Credit Card
RuPay

IDFC FIRST POWER Credit Card

Joining Fee₹199
Annual Fee₹199

📋 Eligibility Criteria

Age Limit21 - 60 Years
Min. Monthly Income₹25000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed

🎁 Key Benefits & Perks

Get Fuel Welcome Cashback on the first HPCL fuel

transaction of ₹250 or more within 30 days of card setup as ₹250 cashback

3.5% Savings on HPCL Fuel Spends

get 21 reward points per ₹150 spent on HPCL fuel transactions, capped at 700 reward points per statement cycle

Earn 2.5% Back on grocery spends

as 15 reward points per ₹150, capped at ₹4,000 per statement cycle with a maximum of 400 reward points

Up to 8.67% Savings on Travel Bookings

earn 52 reward points per ₹150 spent on hotels and 32 reward points per ₹150 spent on flights via the Travel & Shop section on the IDFC FIRST Mobile App

Earn 2.5% Back on Utility Bill Payments

as 15 reward points per ₹150, capped at ₹4,000 per statement cycle with a maximum of 400 reward points

1.5% Savings via HP Pay App

earn 6 Happy Coins per ₹100 spent on fuel through the HP Pay App, capped at 600 Happy Coins per month

5% Cashback on First EMI Conversion

get 5% cashback up to ₹1,000 on converting the first transaction to EMI

3.5% savings on fuel spends

receive 1 rewards points per Rs.150 spent on HPCL fuel, up to 700 rewards in a statement cycle

2 Reward Points on All Other Eligible Spends

earn 2 reward points per ₹150 spent on all other transactions without any reward capping

Frequently Asked Questions

The joining fee for IDFC FIRST POWER Credit Card is ₹199.