RuPay
HDFC Bank Bharat Credit Card
Joining Fee₹500
Annual Fee₹500
📋 Eligibility Criteria
Age Limit21 - 60 Years
Min. Monthly Income₹25000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
Earn 5% Cashback on IRCTC Ticket Bookings
on train ticket bookings made through IRCTC every month; capped at ₹150 per month across combined categories
Earn 5% Cashback on Bill Payments & Mobile Recharge
on eligible electricity, water, broadband and mobile recharge transactions; capped at ₹150 per month across combined categories
Get ₹1,000 Cashback
on PayZapp app shopping across 200+ partner brands
Earn 5% Cashback
on spends at PayZapp, EasyEMI and SmartBuy; capped at ₹150 per month
🔍 Related Credit Card Collections
All HDFC Bank Credit Cards Best Utility Bills Credit Cards Utility Bills Cards from HDFC Bank Best Travel Credit Cards Travel Cards from HDFC Bank Cards for Salary Under ₹25,000 Cards for Salary Under ₹35,000 Cards for Salary Under ₹50,000 Cards for Salary Under ₹75,000 Cards for Salary Under ₹100,000 Cards for 720+ CIBIL Score Cards for 735+ CIBIL Score Cards for 750+ CIBIL Score Cards for 760+ CIBIL Score
Frequently Asked Questions
The joining fee for HDFC Bank Bharat Credit Card is ₹500.