LIFETIME FREE VISA
AU Zenith Credit Card
Joining FeeFREE
Annual FeeFREE
📋 Eligibility Criteria
Age Limit21 - 60 Years
Min. Monthly Income₹100000
Min. Credit Score725 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
Earn 5 Reward Points per ₹100 Spent on Dining
at standalone restaurants capped at 5,000 points per statement cycle
Earn 5 Reward Points per ₹100 Spent on Grocery
at grocery and departmental stores
Earn 5 Reward Points per ₹100 on International Transactions
with a lower forex markup of just 1.99% on all cross-currency spends
Earn 3 Reward Points per ₹100 on all other Retail Spends
redeemable for e-vouchers via AU Rewardz
Earn 3 Reward Points per ₹100 on all other Retail
Spends redeemable for mobile recharges via AU Rewardz
Get 2 Complimentary Domestic Airport Lounge
visits per quarter with minimum spend of ₹50,000 in the calendar quarter
Earn 2,500 Bonus Reward Points on your Birthday
on completing just 1 retail transaction on your birthday
Get Stay-for-3-Pay-for-2 at ITC Hotels & Elivaas Luxury Villas
across 40+ ITC properties and 150+ Elivaas villas, plus 50% savings on the 2nd night
Enjoy curated Dining experiences via DinewithVisa Program
with premium reservations and curated menus at select restaurants
Enjoy 24x7 dedicated Global Concierge Assistance
for travel bookings, entertainment, leisure planning and more
🔍 Related Credit Card Collections
All AU Small Finance Bank Credit Cards Lifetime Free Cards from AU Small Finance Bank Best Grocery Shopping Credit Cards Grocery Shopping Cards from AU Small Finance Bank Best Shopping Credit Cards Shopping Cards from AU Small Finance Bank Best Dining Credit Cards Dining Cards from AU Small Finance Bank Best Travel Credit Cards Travel Cards from AU Small Finance Bank Best Utility Bills Credit Cards Utility Bills Cards from AU Small Finance Bank Cards for Salary Under ₹100,000 Cards for 735+ CIBIL Score Cards for 750+ CIBIL Score Cards for 760+ CIBIL Score
Frequently Asked Questions
AU Zenith Credit Card is a lifetime free card with no joining fee.