American Express SmartEarn Credit Card
AmericanExpress

American Express SmartEarn Credit Card

Joining Fee₹495
Annual Fee₹495

📋 Eligibility Criteria

Age Limit21 - 65 Years
Min. Monthly Income₹600000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed

🎁 Key Benefits & Perks

Earn 10X Membership Rewards on Zomato, Flipkart, Uber & More

10 points per ₹50 spent on Zomato, Ajio, Nykaa, BookMyShow, Uber and other 10X partners

Earn 5X Membership Rewards on Amazon spends

5 points per ₹50 spent on all Amazon Transactions

Earn 10X Membership Rewards on Zomato

10 points per ₹50 spent on Zomato and other 10X partners

Earn 10X Membership Rewards on Flipkart, Ajio, Nykaa

10 points per ₹50 spent on Flipkart, Ajio, Nykaa and other 10X partners

Get ₹500 Cashback as Statement Credit on Joining

on spending ₹10,000 in eligible transactions within the first 90 days of card membership

Frequently Asked Questions

The joining fee for American Express SmartEarn Credit Card is ₹495.